If you are a novice to online car insurance shopping, chances are good that you are bewildered by the confusing number of insurers all claiming to save you money.
A recent car insurance study discovered that almost 70% of drivers in Indiana kept their coverage with the same car insurance company for well over three years, and virtually 40% of consumers have never even shopped around for cheap coverage. With the average premium in the U.S. being $1,847, drivers can save approximately 47% each year just by getting comparison quotes, but they don't invest the time required to save money by comparing rate quotes.
Ways to get Chevy Malibu insurance rate quotes in Evansville
Most larger insurance companies like State Farm, GEICO and Progressive provide coverage prices from their websites. Getting Chevy Malibu insurance prices online is fairly straightforward as all you need to do is type in the coverages you want as detailed in the form. Once entered, their quoting system automatically orders information on your driving record and credit history and generates a price based on these and other factors.
Quoting online for Chevy Malibu insurance in Evansville makes it a lot easier to compare rates and it's also necessary to have as many quotes as possible in order to find the cheapest price possible.
In order to use this form to compare rates, consider comparing rates from the companies shown below. If you currently have coverage, we recommend you replicate the insurance coverages identical to your current policy. This way, you will receive a rate comparison for similar coverage.
The following companies have been selected to offer free quotes in Evansville, IN. If several companies are displayed, we suggest you get price quotes from several of them to get the best price comparison.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Get Your Own Custom Quote Go|
Cost estimates assume married male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Indiana minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, safe-driver, and claim-free. Rate information does not factor in zip code location which can decrease or increase premium rates noticeably.
Policy deductible comparison
The information below highlights how deductible choice and can affect Chevrolet Malibu insurance rates for different age categories. The costs are based on a married male driver, full physical damage coverage, and no discounts are taken into consideration.
Insurance agencies can help
Some people just prefer to buy from a licensed agent and that is just fine! A good thing about getting free rate quotes online is you can get cheap car insurance quotes but still work with a licensed agent.
For easy comparison, once you complete this form (opens in new window), your insurance data is transmitted to participating agents in Evansville who will give competitive quotes for your coverage. You don't have to leave your house due to the fact that quote results will go to you instantly. It's the lowest rates AND an agent nearby. If you need to quote rates from one company in particular, don't hesitate to find their quoting web page and give them your coverage information.
Picking the best insurer needs to be determined by more than just a cheap price quote. Agents should be asked these questions:
- Does the quote include credit and driving reports?
- Will your rates increase after a single accident?
- Is auto insurance their primary focus in Evansville?
- Does the agent have professional designations like CIC, CPCU or AIC?
- Do clients work directly with the agent or are most inquiries handled by a CSR?
- What company holds the largest book of business for them?
- Can you choose the body shop in case repairs are needed?
Not all car insurance agents are the same
If you want to use a local Evansville insurance agent, there are a couple of different agency structures and how they work. Agents in Evansville are categorized either exclusive or independent (non-exclusive).
Exclusive Car Insurance Agents
Exclusive agencies can only quote rates from one company and some examples include State Farm or Allstate. They generally cannot place coverage with different providers so they are skilled at selling on more than just price. Exclusive agencies are usually well trained on the products they sell which can be an advantage. Drivers often use the same exclusive agent mainly due to loyalty to the company and strong financial ratings.
The following are Evansville exclusive agencies who may provide you with comparison quotes.
- Shelter Insurance - Genny Henning-Caudill
1033 Mt Pleasant Rd a - Evansville, IN 47725 - (812) 477-3004 - View Map
- State Farm: Paul Watzlavik
8688 Ruffian Ln - Newburgh, IN 47630 - (812) 422-1195 - View Map
- Allstate Insurance: Kelly Miller
5310 Pearl Dr b - Evansville, IN 47712 - (812) 423-5491 - View Map
Independent Agents (or Brokers)
Independent insurance agents often have affiliation with several companies so they have the ability to put coverage with lots of companies and find you the best rates. If your premiums go up, the business is moved internally and you don't have to do anything.
When searching for an agent, you should always compare quotes from at least one independent agent so that you can do a thorough price comparison. They often place coverage with smaller mutual companies that many times have cheaper rates.
The following is a list of independent agents in Evansville that can give you comparison quotes.
- AssuredPartners NL
120 N Fulton Ave a - Evansville, IN 47710 - (812) 485-2800 - View Map
- Archer Insurance
2603 N First Ave - Evansville, IN 47710 - (812) 464-3633 - View Map
- Kleinschmidt Insurance
3812 N First Ave - Evansville, IN 47710 - (812) 479-9028 - View Map
If you feel you receive positive responses to any questions you may have as well as inexpensive Chevrolet Malibu insurance in Evansville quotes, you may have found an auto insurance agent that will insure your vehicles. Just be aware that it's your coverage and you can terminate your policy whenever you wish so never assume you are locked into any specific company for the entire policy term.